Planning for the Future


Timing Can Be Everything in Gift Planning

Savvy charitable gift planning often is a matter of seizing opportunities and acting at just the right time.  We encourage donors to call our office before:

  • Selling investments at a profit
  • Making or amending a will or establishing a living trust
  • Selling a business
  • Selling real estate at a profit
  • Rolling over low-interest CDs or bonds at maturity
  • Making a Roth IRA conversion
  • Naming beneficiaries for retirement plans or life insurance

Tax-saving opportunities are available that can reduce or avoid capital gains taxes, the 3.8% tax on net-investment income or save state and federal estate and income taxes — or possibly all of the above.  Many gift plans can even provide you or a loved one with lifetime income, and tax savings, as well.