Hebrew Union College'

 Personal Planning Ideas

Yours for the Asking
Say the word “free,” and most people are eager to take advantage of the offer.  Federal law gives everyone the right to a free credit report annually from each of the three reporting services . . . more

Swimming Upstream
Under current tax rules, a designated beneficiary who inherits an IRA can take required annual distributions over his or her lifetime, allowing income tax on the withdrawals to be spread out, possibly over decades . . . more

Weighing the Risks and Rewards of Investing
Every time you purchase stock or mutual fund shares, invest in a CD or deposit money in a savings account, you take a risk of some kind . . . more

Is It Time to Sell?
Stock prices have been climbing, prompting many investors to ask whether it’s time to sell . . . more

Be sure to check this site each month for new planning ideas. If you would like to receive our Personal Planning Ideas by e-mail each month, please click here.

June 2015 Archive
• Avoid the Rush; Start Planning for Year End Now
• Bring Your Living Trust to Life
• The Benefits of Nepotism
• Never Too Old to Learn New Tricks or Save Taxes

May 2015 Archive
• Know When to Hold ’Em
• Don’t "Misplace" Beneficiaries
• Prevent "Stale" Wills
• Keeping Loans in the Family

April 2015 Archive
• Who’s Getting Your Money?
• Surviving the Roller Coaster Ride
• Value Averaging: An Alternative to Dollar Cost Averaging
• What Lessons Can You Learn from Your Tax Return?

March 2015 Archive
• Making the Best of a Bad Situation
• Pay Yourself, Not the IRS
• Doing the Unexpected
• April 15: More Than Income Taxes

February 2015 Archive
• Estate Planning’s Extra Innings
• Time to Redeem?
• Important — But Random — Numbers for 2015
• Don’t Put Too Many Strings on Bequests

January 2015 Archive
• Here We Go Again
• Gift Ideas for Early in the Year
• Weathering the Ups and Downs
• Make 2015 the Year to Save
• Got New Stuff? Review Your Insurance