In this issue: • Planning for This Year – and Next • Raising Philanthropic Children . . . and Grandchildren • Cut the Cost of a Roth IRA Conversion with a Gift •Certainty in an Uncertain World • Four Techniques for Saving Income Taxes If you would like a "PDF" of this newsletter, just click here. If you would like a paper version of the newsletter, just click here or fill out the form below.

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