Personal Planning Ideas

Yours for the Asking
Say the word “free,” and most people are eager to take advantage of the offer.  Federal law gives everyone the right to a free credit report annually from each of the three reporting services . . . more

Swimming Upstream
Under current tax rules, a designated beneficiary who inherits an IRA can take required annual distributions over his or her lifetime, allowing income tax on the withdrawals to be spread out, possibly over decades . . . more

Weighing the Risks and Rewards of Investing
Every time you purchase stock or mutual fund shares, invest in a CD or deposit money in a savings account, you take a risk of some kind . . . more

Is It Time to Sell?
Stock prices have been climbing, prompting many investors to ask whether it’s time to sell . . . more


Be sure to check this site each month for new planning ideas. If you would like to receive our Personal Planning Ideas by e-mail each month, please click here.

June 2015 Archive
• Avoid the Rush; Start Planning for Year End Now
• Bring Your Living Trust to Life
• The Benefits of Nepotism
• Never Too Old to Learn New Tricks or Save Taxes

May 2015 Archive
• Know When to Hold ’Em
• Don’t "Misplace" Beneficiaries
• Prevent "Stale" Wills
• Keeping Loans in the Family

April 2015 Archive
• Who’s Getting Your Money?
• Surviving the Roller Coaster Ride
• Value Averaging: An Alternative to Dollar Cost Averaging
• What Lessons Can You Learn from Your Tax Return?

March 2015 Archive
• Making the Best of a Bad Situation
• Pay Yourself, Not the IRS
• Doing the Unexpected
• April 15: More Than Income Taxes

February 2015 Archive
• Estate Planning’s Extra Innings
• Time to Redeem?
• Important — But Random — Numbers for 2015
• Don’t Put Too Many Strings on Bequests

January 2015 Archive
• Here We Go Again
• Gift Ideas for Early in the Year
• Weathering the Ups and Downs
• Make 2015 the Year to Save
• Got New Stuff? Review Your Insurance

The materials contained on this website are intended only to show some ways by which you can make a charitable gift or bequest and thereby minimize federal tax liabilities, as authorized by the Internal Revenue Code. All examples are of a general nature only and should not be applied to your specific situation without first consulting your attorney or other advisers.